Black Friday has arrived (it has been here in terms of Black Friday Sales for the past month, so nothing new in this version of MoneyTalk ). Who will be wasting hours at work to find that ultimate sale? I won’t, I usually end up buying AntiVirus software and that is about it. I always wonder how it is Black Friday, when the mortar and brick stores typically open on Thursday evening?
I am saddened to hear that all the Turkeys that are pardoned by Presidents, typically died soon after, because “eating turkeys” are bred for white meat not longevity (Today You Learned).
The hottest Thanksgiving topic this year? How to deal with Political Discussions at the dinner table. Whatever happened to discussing candied yam recipes? What is a candied yam, by the by. I do enjoy the exploding deep frying turkeys though, nothing can beat those yearly traditions.
I watched an 8 year old do tax calculations last week, which was really interesting for the first little while, but then it ends up watching someone do Tax Calculations. She did hole hoop nicely though. See the video at the end for details on this. Seems like a lovely young lady (but I wouldn’t want to watch the Blunt Bean Counter do tax calculations either).
My Writings for Week Ending November 25th
After my time at CFPC16, I felt invigorated, so I wrote two articles this week, and have introduced a few new tricks as well.
Not sure whether other folks used the old SRA reading system, but I did, and it struck me that you could use SRA Readers for Financial Literacy and Money Concepts ? That methodology of starting off with more simple topics, and then build to the more complex ones.
The EQ bank folks were at the conference again this year, and one of their folks started talking about making banking more straight forward, so naturally that caused me to resurrect a 50 year old expression with, WYSIWYG Banking. You’ll have to read to figure out what WYSIWYG means (and how to pronounce it as well).
A CPFC16 Thought
The most interesting arrival tweet, by far, but I am not surprised either.
The Heart of MoneyTalk
Met a lot of previous and new friends (notice I didn’t say old) at CPFC16, let’s see what some of them are up to, shall we?
- I was disappointed to not see my favourite accountant/Blue Team fan at the conference but Mark from Blunt Bean Counter is actually a very busy guy, but he had a great article this week, The Top 10 Estate Planning Mistakes (even though I hate top 10 lists normally).
- Save with Dan, who kept asking hard questions about why folks seem to think that Quebec financial rules are the same as in the rest of Canada, gives us Lifestyle inflation is a bitch. I like the style!
- Mark from My Own Advisor was there, he spent a lot of time networking, and this week he gave us, Top U.S. Dividend ETFs for your portfolio – 2016
- Bridget Eastgaard also talks about lifestyle (a popular topic), with You Need To Do More Than Live Within Your Means, and of course, I agree (and the article has a cute dog too!).
- The Holy Potato (an old friend), must have heard about the importance of calculators (if you want to build readership), with Robo-Advisor Comparison Calculator. I hope to work with the Holy one on RDSP reform at banks.
- Barry Choi was the MC at the show, and he managed to get a helpful article for new Tangerine customers (such as I), How to set up an Automatic Savings Program with Tangerine.
- Stephen Weyman (who I mercilessly razzed about SEO being snake oil), is having a $1000 Cash HUGE Christmas Giveaway 2016!, so I guess SEO really pays!
- I went to the conference with Michael James (and we were very frugal, maybe we’ll upgrade on the hotel a bit if we go again) and one of the topics was the concept of House Poor, and how there is a generation of home owners who have no idea what can happen when interest rates take off, but MJ hits at the hidden costs that can kill homeowners (even with low interest rates) in The Real Reason Why a Big Mortgage is a Bad Idea
8 Year Old Does Tax Calculations
Could there be anything more cute than watching Carlie do tax calculations? At age 8, I was worrying about other things, but she is cute as a button!
2016 Random Thoughts
- January 7th, Market Meltdown, TFSA, WildCard Weekend and #MoneyStories
- January 14th, Cheap Oil, Cheap Dollar, Dead Folk, and #MoneyStories
- January 21st, Loose Money, High Household Debt, Weak Loons and #MoneyStories
- January 29th, Doomsday Clocks, Rogue RRSP Receipts, Cash Crops and #MoneyStories
- February 4th Bouncing Loonies, RRSP Season, Superb Owls and #MoneyStories
- February 12th Lent is Here, Bricked iPhones, Love Day and #MoneyStories
- February 19th Digging Out, Ransomware, RRSP Time and #MoneyStories
- February 26th RRSP Time and #MoneyStories
- March 4th Welcome Americans and #MoneyStories
- March 11th Bank Rate Stays Put, Spring Forward and #MoneyStories
- March 18th Financial March Madness, Budgets and #MoneyStories
- March 25th, Easter is Here and some #MoneyStories
- April 1, Money Fools, Ronnie, and #MoneyStories
- April 8, Tax Time, Spring Delayed, Panama Papers and #MoneyStories
- April 15,Loose Money, Free Stuff, Hockey and #MoneyStories
- April 22,Disabilities, Tax Time, The Queen and #MoneyStories
- April 29,Pitter Patter Tax Time, RESPs are For Rich Folk and #MoneyStories
- May 6, Fort Mac, Mothers and #MoneyTalk
- May 13, Panama Papers, Google & PayDay Loans, Full Moons and #MoneyTalk
- May 20, Victoria Day, The People’s Elbow, Haircuts and #MoneyTalk
- May 27, Loose Money and #MoneyTalk
- June 3, CRA Itunes Pmts, RESP Scams and #MoneyTalk
- June 10, Portal to Hell Opens in Ottawa, BoC FSR and #MoneyTalk
- June 17, Fathers Day, Trump Housing Bubble, and #MoneyTalk
- June 24, Brexit, Fete National, Enhanced CPP and #MoneyTalk
- July 1, Happy Canada Day and Best Mid-Year Financial Stories
- July 8, Brexit Market Mayhem, Millenial Bashing and #MoneyTalk
- July 15,Brexit Hurts, Loose Money, Postal Strikes, Recounts and #Moneytalks
- July 22,More Pensions, New CTC, and #MoneyTalk
- July 31, Unknown Long Weekend, Windows 10 and #MoneyTalk
- August 5, The Olympics, Topless Spelunkers, and #MoneyTalk
- August 12, Women Rule, Less Jobs and #MoneyTalk
- August 19, Obnoxious 30 Year Old Retirees, Olympics and #MoneyTalk
- August 26,Farewell, EpiPens, Ombudsman Report and #MoneyTalk
- September 9,iPhone 7, High Tuition, Loose Money & #MoneyTalk
- September 16, Unemployment Up, On the Money, Debt and #MoneyTalk
- September 23, Rate Rises, Winter is Coming, Access Neutrality and #MoneyTalk
- September 30, Bye Bye CSBs, 36 Million Strong and #Moneytalk
- October 7, Thanksgiving, Knuckleheads, Debt & the Buddha & #Moneytalk
- October 14, Henson Trusts, RDSP Gripes and #MoneyTalk
- October 21, RDSP , New Mortgage Rules Hurts Economy and #MoneyTalk
- October 28, Overvalued Housing, EU Trade Deal, Overcharging Banks & Scary #MoneyTalk
- November 4, Curses Broken, Doomsday, and #MoneyTalk
- November 10, Grating America, Shocking Mornings, Making Debt Great Again and #MoneyTalk
- November 17, CPFC16, Black Friday, Mortgage Hikes and #MoneyTalk
Remember my RSS feed is available too, and I have added an RSS Comment Feed as well. Have a look at my micro-blog on Twitter, where you can see a whole plethora of good articles and pithy comments by me as well.
My Twitter feed is where I re-tweet many great articles by some of my featured writers (and make the occasional odd or off-color commentary on life (in 140 characters or less)). I am also on reddit, Tumblr, Pinterest , Flipboard, Instagram and other Social Media sites (look for the BigCajunMan userid) as well. If you have social media accounts, don’t forget to vote for my posts (see the nifty dashboard on the bottom of each article, where you can cast your votes).As they say in Quebec, vote early and vote often!
This site is iPhone Friendly (and Android , iPod Touch and iPad Friendly), enjoy it on the go, in a readable format for the device. If you are reading with an iPhone or Android device, drop me a comment and tell me if this needs any improvements.
Thanks for the giveaway mention. I started the $1000 giveaway 4 years ago before the site was really making enough money to justify it actually – just paid for it using my paycheque 🙂 It’s a tradition now and I plan to keep it going for years to come.
Good on you! 👍
Loved that tweet by Preet. Funny dude. Thanks for the mention – enjoy the big game!