How Important Are Credit Scores ?

in Credit, Risk

I have been trying out social media to see what I can learn. About a week ago I put up a simple Twitter Poll on @bigcajunman, about Credit Scores and the results were interesting.

The first thing I saw was that only 16 folks answered, which is a little disheartening. I have 3600+ followers, but I guess folks are busy these days.

The question I asked was quite simple. Which is more important:

  • Blood Pressure Level
  • Credit Scores
  • Cholesterol Level

I was glad to see the results.

Results from my first Twitter Pool on Credit Scores

Yes, your blood pressure level is much more important than your credit score. Nobody died from their credit score, but many folks die from the complications from High Blood Pressure. Remember the most important part of your Retirement plan, don’t die! Your Health is the first thing you should worry about.

credit scores

Risks of a Low Credit Score

If Equifax gives you a low score you won’t get loaned money or won’t get a Credit Card. You can repair it if it is low. You may feel stress due to a low credit score. Stress is bad for your health as well.

Risks from High Blood Pressure or High Cholesterol Levels

Aneurisms, Blood Clots, Stroke, Heart Disease or Death.

From a lay person’s perspective, I would say that your Blood Pressure and Cholesterol levels are something you should know. Being able to quote your Equifax Numbers, doesn’t seem as important.

Do something about your health and then worry about credit.

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