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Is it Really That Simple?

This article questions whether financial management is really as simple as income minus expenses equals savings. It challenges common beliefs about saving while carrying debt, arguing that true financial stability comes from prioritizing debt repayment over building emergency funds. The discussion touches on key financial habits, including the impact of high-interest debt, home equity lines of credit (HELOCs), and why debt should never be mistaken for financial security. Thought-provoking and practical, this post encourages readers to rethink their approach to debt and savings.

Keywords: debt-free living, financial planning, saving money, budgeting, debt repayment, HELOC, emergency fund

define Debt Free Balloon one prick ChatGPT created

Let’s DEFINE Debt-Free

In this thought-provoking piece, Big Cajun Man breaks down the often-misunderstood term debt free. Unlike popular financial advice that tolerates “good debt,” this article insists that being truly debt-free means owing nothing—to banks, institutions, or even family. Using straightforward definitions and real-world examples, the post challenges common misconceptions, like confusing net worth with being debt-free. It invites readers to reflect honestly on their financial situation and ask: Do I really owe nothing to anyone? A must-read for anyone serious about achieving true financial freedom and living completely debt free.

Tuition Costs Up? Really, I didn’t notice!

So Stats Canada confirmed something that any parent who has a child in University (in Canada) already knew, that is that Tuition Fees are outstripping the Inflation rate in terms of rate increases. Overall across… Read More »Tuition Costs Up? Really, I didn’t notice!

woman in black and white long sleeve shirt and red skirt standing on green grass field

No Extra Curricular Activities, Autumn, and #Tweets

Extra curricular activities can be a very important part of any education, and is usually the first thing cancelled, during job actions.

Sinkholes, Gas Prices, No Hockey and Friday #Shoutouts

Discover news about the infamous Ottawa sinkhole that continues to make headlines in the nation’s capital. The City may have been aware of the problem, and now a law suit may be coming. Plus, Ottawa gas prices have soared 7 cents to $1.34 per litre for no apparent reason.

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