Cheaper Mortgage Rate or Free Banking?
Would you rather have a cheaper mortgage rate or free banking? This is an interesting quandary, but a cheaper mortgage rate seems to be a better choice.
Bank Fees (a video discussion)
Bank fees are the way the banks make huge money. The only way around it is either finding a bank with “no fees” or leave large balances in a bank account.
Spending the Great Temptation
My wife explained to me why our daughter isn’t taking her bank card with her – temptation. Find out more about her strategy!
Canadian Home Debt Grows Some More (Q2)
In 2011 household debt levels were starting to bulge, maybe a fore shadowing of the coming debt bomb, that will explode soon.
Sometimes Begging Works For Fees
Fees can feel inevitable, but sometimes all it takes to get them waived is a bit of humility and a phone call. This article shares a real-life story about an accidental NSF charge tied to a tuition payment gone wrong—and how a calm, honest approach led to a full refund. Whether it’s overdraft fees, late payment charges, or service penalties, banks often have flexibility—especially for long-time customers with good records. The secret? Own your mistake, ask nicely, and don’t assume “No” is the only answer. When it comes to bank fees, asking can still be the most powerful financial tool in your pocket.
#BankFees #NSF
