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Budget

What is a budget? It is a plan on what you can spend monthly, and you try to stick to it. Budgets are a living thing, and need to be monitored. Many folks struggle with the idea of controlling their spending with a budget, but this kind of discipline pays off in the long run.

A simple explanation is: “a statement of the financial position of an administration (as of a nation) for a definite period of time based on estimates of expenditures during the period and proposals for financing them”

Budget Cuts
Budget Cuts
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Coat of Arms of Ontario

Ontario Budget 2015 M’eh…

The Ontario Budget 2015 was quite meagre and simple, however, it didn’t really appease any of the pundits either.

Budget 2015 What’s In It For Me ?

Budget 2015 Federal had some things for everyone, however not a great deal for anyone in specific? Typical budget. Except the TFSA limit was moved to $10,000 !

crop man paying with american dollars

5 Ways to Optimally Use Your Pay Raise

Wondering how to use a pay raise wisely? This practical and self-aware guide offers six smart ways to manage your extra income. Whether it’s crushing debt, increasing RRSP or RESP contributions, or investing in your health or education, these tips are designed to help you avoid lifestyle creep and build long-term financial stability. Ideal for anyone who wants to enjoy their raise without regretting it later, this guide also includes a bonus tip on how to trade cash for more time the most valuable currency of all.

Lamborghini Gallardo Sports

What is Lifestyle Creep?

Lifestyle creep is rampant these days, where your lifestyle spending outstrips any income increases you might be receiving. Stop keeping up with the Joneses

Budget Cuts

A budget for all

What was the 2009 Federal Budget in Canada like? It was a budget trying to get Canada back on track after 2008, mostly.

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