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Happy 20th Anniversary

With over 20 years of personal finance blogging, this site has evolved from a broad collection of thoughts into a focused financial and personal journal. Initially covering everything under the sun, the author now writes selectively about family and finances, disabilities (especially the RDSP), and unique financial insights. While monetization was never a priority, the blog remains an open letter to family and self about money.

Looking ahead, the focus is on rewriting and optimizing older content, using AI tools for SEO and social media automation. A growing interest in Money & Dementia will bring new perspectives, shaped by personal experiences with a loved one’s decline. Whether you’re here for financial wisdom or personal reflection, this blog continues to share meaningful insights for those navigating life’s financial challenges.

Keywords: Personal finance blogging, RDSP, family finances, financial insights, SEO optimization, money and dementia, financial storytelling

Happy New Year

Happy New Year 2025

May this New Year find you safe and happy. 2024 was a year to remember for its turmoil, but find a way to make 2025 a better one. It’s time to get back to the gym and plan on staying out of debt. Enjoy the coming year!
#Debt #NewYear #Resolution

I Like My Money Like I Like My Coffee

An interesting piece of advice to follow, and it may not make sense to some, but it does make the point about wealth growth. Remember the 90’s credo about how profits didn’t matter? Was that right? Um, no…

Not Asking is Rejection by Default

If you do not ask or act on the things you should, you’re getting Rejection by Default as your response. Doing nothing isn’t the right choice

Debt

Debt and Savings: Another Big Difference

There is a huge difference between debt and savings but a lot of folks think you should have both? No, get rid of debt first. Having big savings with big debt is foolish.

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