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Disabilities, Tax Time, The Queen and #MoneyStories

The CBC had an interesting story about a disabled person who had both legs removed, who had to re-file to keep their disability claim (effectively to prove their legs had not grown back). While this sounds horrible, it was most likely an admin error at the CRA, as normally they are pretty good on the disability claim side of things. The CBC however also trumpeted, Delay at CRA hurting disabled Canadians, advocates say, which is sensationalized, but has some ring of truth. The entire disability claim system is complicated and quite daunting for a lot of folks, if you want proof check out my article CRA Child Disability Benefit (How To) and the 160 comments on it from various folks asking for help. The article also talks about the private firms that folks engage to help the process that end up gouging their customers (in my opinion), which I outline in Disability Tax Credit: Please Do It Yourself. No one should be profiting on someone’s disability claim. I also agree with the assertion that the system needs to be made simpler for the average person to make a claim, or there needs to be more help for those folks. The CRA does have a Nurse on call that can help out with disability claims, if you tweet their account (so keep that in mind as well).

Sad to hear we have lost another great musician with the death of Prince this week. Remember folks, your hero age the same way you do. I never saw Prince live, but evidently it was something else.

The Queen at 90
The Queen and 3 generations of her children

Remember that your tax deadline is April 30th, and there is no extension planned by the CRA. You had your chance to have free Turbotax, although I have 5 licenses to give away, and only 3 comments on my giveaway post, who knows?

The Queen turns 90, and continues to work a withering (to me) schedule of events. I have problems getting to work in the morning, and this nonagenarian still works harder? I gotta step up my game, God Save the Queen!

My Writings for the Week Ending April 22nd

Another week where I wasn’t overly motivated to write. I assume this is a short lull, so I continue to find older writings from my archive of over 220 unfinished posts, with A Personal Spending Surplus ? If you have a spending surplus, you should pay off debt, and then once that is done, you should save it, stop lifestyle creep!

A Money Thought

Time is the only limited resource in your financial plan, keep that in mind!

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Daffodils and Wales

Easter is Here and some #MoneyStories

The season of Easter is here, time for you to restart, renew and reestablish things in your life. Being a religious type Christian person, this is what it is all about (Christmas is nice, but without Easter the whole Christianity thing doesn’t quite hold together). I hope you enjoy the time off (if you get time off) to reconnect with Family and friends. Please remember on the stewardship side of things, this time and Christmas are where the Church collects about 1/2 of their income (just saying).

Sugar kaboom
Remember that Lent is Over as Well, time to feast !

This week, we had a budget to discuss, and I noticed that many different bloggers have voiced their opinions on it. While it has a hefty price tag, reminiscent of Mr. Trudeau’s father, I believe that there were many significant issues that needed to be addressed. Although I didn’t see any changes for parents of disabled children, if you have kids, things will change (if you make less than $150K, that is). I will try to recap how it affects my life and make sure to keep up with any changes that may affect me and my family.

If you are more of a Chocolate Bunny Easter person, that is OK, you can still use the season as a good reason to restart your financial plans, or start them. The best time to start a financial plan is 5 years ago, however, the 2nd best time is now, get to it, call it your Easter Financial Plan.

Happy Easter

My Writings for Week Ending March 25th

I spent the week in Toronto enjoying the Ice Capades, OK, it was an ice storm, and it wasn’t something to be enjoyed either. There sure are a lot of condos down here too.

Stats Canada noted last week that Food Prices Continue to Rise especially in the area of fresh fruit and veggies. Gas prices seem to be moving back up, as are oil prices, so we shall see what happens with interest rates with this information (my guess is not much for now, however, remember the Canadian Dollar is recovering, and that might slow interest rates as well).

It was my son’s birthday this week, and with that I revealed one of the reasons for The Origins of the Canadian Personal Finance Place. It hasn’t turned into the cash cow I had hoped, but it has been cathartic.

An Easter Thought

Bunnies are cuddly
The large and the small
But I like chocolate ones
The best of them all.

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