Back in 2010 the Bank of Canada shot rates up 100%, but it was only a 1/4% actual rate increase. Yes a bit of fun click bait.
What is the found money trap ? When you find money, or receive a gift, what should you do with it? Most folks would not say PAY DOWN DEBT, but you should.
If you think that prisoners of debt is a 21st century issue, think again, and the NFB will show you what happened in the 1980s , which seems similar.