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Are You Prepared?

Are you prepared is a good question which was asked in 2011. Winds have blown since and other has been much more significant damage done, luckily not to my house. Home insurance is something you should read closely. What is covered? Is it Safe?

Home Insurance and Wind

Over the past little while, that question just kept coming up in my life.

Home Insurance
Home Insurance are you really covered ? For How Long ?

We had tremendous winds in our area of Ottawa, and many houses were damaged by the high winds. Some places were untouched, some lost roofing shingles, and some had trees fall on the house or were damaged by flying debris. I wondered what my house insurance might cover, so I found my policy. The “acts of God” portion makes me wonder what may or may not be covered, but what else struck me was that my House Policy was coming due in two days, and I needed to pay it!

So I am still unclear whether my tree fell on my house if it would be covered by my home insurance policy. However, I now have a Home Insurance policy for the next year. Yes, sometimes it is essential to have things in your Electronic Calendar to remind you when to pay for your significant yearly expenses.

Patience is a Virtue

It took the American intelligence community 10 years, but they finally got their foe. I think this is a crucial point to remember for those of us who get discouraged about our financial plans on lowering debt or building wealth, it all takes time, and sometimes that is all you can do, but wait. Opportunities may arise, but sometimes, it will take a long time to get the job done.

I have said it before, and I will repeat it, if it took you a long time to get into debt, it is going to take you a long time to get out of debt, so while you wish it might take less time, patience is the virtue to remember.

Elections Cause Hiring Booms

Over 200,000 new part-time jobs were created for this election. I will comment about the election tomorrow, but even if the election ends up resolving nothing, a bunch of folks got a job for a short while (and if there is no majority government, we could be doing this again very soon).

Oh, and if I published anything too early about election results I could be fined a great deal of money, hence I will not comment until tomorrow as well.

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