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Financial Things to Do On Your Birthday

Yes, for me, around this time of year, another birthday transpires (mine to be specific), and I was thinking about the things (financially) that you need to do or think about on your birthday. I am confident I am missing a few, so if you read this and think of some other things I may not have thought about, please add in the comments:

Birthday Reminders and Things To Do

A Real Birthday Cake!

Just a few essential things to think about on your birthday

  1. Insurance: this topic actually has a whole bunch of interesting sub topics:
    • Life insurance, is your premium due for the year? Should you be thinking about getting more insurance, if you have more kids, or have had a life change? Have you checked to see who the beneficiary is of your policy? Might be time to just go check that (if you are divorced, or a widower).
    • Car insurance, does it need to be renewed? Is it time to shop around to get a cheaper policy?
  2. Did you get your car registration renewed? Here in Ontario that is usually when it lapses. How about your drivers’ license? If you have moved, you might not have got your reminder, open your wallet and check.
  3. Guilt, have you called your kids the day after your birthday and reminded them that it would have been nice to get a call saying Happy Birthday? Guilty kids are less likely to be bothering you about getting more money from you.
  4. Have you checked the batteries on your smoke detector? If you want to protect your house or property it is really important to check these.
  5. Maybe it’s time to make a Doctor’s appointment, if you are over 30. Don’t wait until your arm is cut off by a reciprocating saw or when you think you need little blue pills to go see  your Doctor. Having money is great, but if you are dead, you aren’t going to be enjoying it that much
  6. What the heck is in your safe deposit box? Maybe it’s time to go and check on that, maybe there is stuff in there that much be dealt with.
  7. You could always restart your New Years Resolutions too, since you most likely abandoned them by your birthday (for me it’s a lot harder given my birthday is in January).
  8. How about those deadbeat friends of yours that come over and drink your beer? Get them to buy you a drink (or 12)!

Just a few simple ideas for those with a birthday coming up.

More Birthday Ideas

Feel Free to Comment

  1. Safety deposit boxes don’t have to be in a bank – a simple, fire-proof safety box (about $50 at Costco) in a secure place at home can protect passports, birth certificates, citizenship documents and other valuables, in case of a house fire.

    1. bigcajunman – Ottawa, Ontario – A simple blogger writing about his financial experiences as the Father of a wonderful son who is on the Autism Spectrum. Also writes about security and WordPress technology.

      Also very true, good point. The Bank safety deposit box, can be off site storage for copies of important documents. As the Blunt Bean Counter has pointed out, your Will, Power of Attorney and other similar documents should be in your house (but copies in Safety deposit box is a good idea too). You can put an inventory of your house in there too in case of a break in or such.

    1. bigcajunman – Ottawa, Ontario – A simple blogger writing about his financial experiences as the Father of a wonderful son who is on the Autism Spectrum. Also writes about security and WordPress technology.

      Wow you really are pushing the boat out on your birthday!

      Safety deposit box can hold copies of your will, jewelery, etc.,

  2. Canadian Budget Binder – Ontario – Hi, I'm Mr.CBB, a Brit, married to a beautiful Canadian woman. We are in our early 40s with a 7-year-old son and live in the Greater Toronto Area. In less than 5 years, we wiped out our $265,000 mortgage with no help from anyone and are now 100% debt-free. Find out how we did it and how you can start your debt-free journey today. On Canadian Budget Binder, you will find loads of resources and a Free Downloads page that includes the CBB Budget Spreadsheet along with free printable downloads for your home Budget Binder. You have to subscribe to get the password, which will unlock all of these freebies. No big deal as it only takes minutes. Don't forget to click on the email that first comes to the email address you provided to activate your subscription. If you don't see it right away, check your Spam box. Join me as I share our Monthly Budget Update, Frugal Living Tips, and all topics related to Relationships, Gardening, Investing, Real estate, Retirement, Money, Marriage, Parenting, Food including Keto recipes, and MORE! It's a fun place where everyone is family. "I wish everyone could experience being rich and famous, so they'd see it wasn't the answer to anything." Jim Carey Please read the disclaimer and Privacy Policy in full on CBB. All information provided in this blog is the opinion of Canadian Budget Binder for entertainment purposes only and is in no way of professional advice. Please contact a professional financial advisor regarding your particular financial situation.

    Amazing all the things we need to sort our when our Birthday comes around. One of the reasons keeping a handy list is important. Cheers mate. Mr.CBB

  3. lifeinsurancecanadadotcom

    Birthdays are a good time to double check your life insurance policy, but there’s no pending rush to get a policy in place prior to your birthday with respect to premium increases.

    Life insurance companies use your nearest birthday to calculate your age, so by the time your birthday rolls around, you’ve actually been a year older for six months.

    But don’t let that slow you down, if you need to make changes, you don’t have until your next birthday, you’ve only got 1/2 that time to put changes in place before your premiums would rise. (in other words, there’s no time like the present).

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