Bill Surfing
This is an interesting concept that we who get paid every two weeks can use, and most certainly must plan around.
So what do I mean by bill surfing?
Here is a list of typical bills for a household:
- Hydro
- Mortgage Payment
- Car Payment
- Property Taxes
- Natural Gas or Heating
- Cable TV
- Home Phone
- Cell Phone
- High Speed DSL Access
- Water
- Charitable Donations
- Life Insurance
- House Insurance
- Car Insurance
- Bank Service Charges
- Xmas Savings
- RRSP and/or RESP Savings
I trust this list, because I took it from my Monetary Statement (we can talk about that later) that I gave my wife to show her where all the money went (and other parts of our financial story). There may be things you can add (like a monthly loan payment) or remove (maybe you only have a cell phone and no home phone bill), but this is a good model to start with.
So what is Bill Surfing? Well you have monthly bills and 2 or three payment periods to pay them out, what do you think it might be?
Tomorrow: Surfing or balancing? Tomatoe or Tomato?
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August 5th, 2007 at 10:15 pm
It’s a good idea to make such kind of bill lists. My boyfriend is a programmer and he made a special program so that we could analyze and manage our spendings.A family is like a small business, it needs financial management.
November 29th, 2007 at 5:08 am
I’ve looked at this picture. I KNOW that such waves can really exist. I saw a sea, I saw a storm.
But still I can’t believe that they REALLY exist.