in Best of, Random Thoughts

Yes, it will be the Superb Owl in Minnesota this weekend. The game is of no interest to me (as a Vikings fan), and if it ended in both teams being disqualified and no winner I’d be happy. Yes, I am a bitter Vikings fan. Put your chilli in the slow cooker, stock up your beer supplies and get ready to watch the longest football game of the season!

Spent another 20 minutes on the phone to make my semi-annual RDSP contribution to my son’s account at TD Direct Investing. No, my son’s account is still inaccessible directly on-line for deposits or transfers (i.e. I can automatically deposit to his RDSP from my chequing account). I continue to ask how to fix it, but I keep getting told that is how the system works. Evidently someone who has their own RDSP, that they can contribute to their own account, so that might be the issue, but I also continue to get no explanation from TD why I must follow the circular payment method that I do?

RDSP

The Route for Money to My Son’s RDSP

There is a very interesting set of documentaries on Netflix called Dirty Money. The first episode was about the VW Clean Diesel scandal, however, the second episode is even more insidious as it is about Online PayDay Loan companies in the USA. The dirty tricks in the agreements are shocking. The story is also about the owners and their prosecution by the Federal Government, but I was just so disgusted by the way the loan customers were tricked into believing they were paying off their loans, when in fact they were only paying a service charge to roll-over their loan to the next period. I would recommend watching the series just on the basis of the first 2 episodes.



My Recent Writings

Been a busy week for me, so I didn’t put out any new content this week, but I do continue to update and edit many of my 3000+ posts, and if you follow my Twitter feed you will see those updated articles. For #BellLetsTalk I did bring back I’m an Adult Now?, where I lamented the passing of my father 7 years ago. Also remember that Debt is a Four Letter Word.

Micro Blogging on Finance

I hope that Mr. Buckley’s comments about fee erosion is true, too many people are making too much money off my investments.


Ground Hog Day

Will the Ground Hog see his shadow today thus causing interest rates to continue to sky-rocket, or will he (or she) not see their shadow and rates may stay low for now? Hey, it is as good a predictor as anything else I read about these days.


What am I reading?

I do read, but I choose to listen to them via Audiobooks (from Audible and the Ottawa Public Library). What audiobooks am I listening to these days? Fire and Fury: Inside the Trump White House (amazon link), which is an interesting book. Is it fiction, or non-fiction? I don’t really know, but it is a thought-provoking read. The problem I have is that listening to the book, there was nothing that I heard that made me think, “That would never happen”, and that is wild. The stories are wild, but not outside of the realm of possibility.

You want a financial book to listen to? Straight Talk on Your Money: The Biggest Financial Myths and Mistakes…And How to Avoid Them by Doug Hoyes is the one to listen to. Doug does the narration and if you are floundering with your financial life, you must listen to this book (and the podcast too).


The New 2018 Random Thoughts

End of 2017 Random Thoughts

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