Emancipation Day and #MoneyTalk

August 1st (yesterday) was Emancipation Day, the day that slavery was abolished in the British Empire (in 1834). Today, is still the Unknown Holiday here in Ontario.

Most holidays have a name, “Labour Day”, “Thanksgiving”, etc.,etc., but not this holiday. This holiday has different names all over Ontario (in Quebec, they call it “the Monday after Construction Holiday”), so no one really gives this holiday the respect it deserves.

The holiday also takes place at the start of August, when a lot of people are already on vacation, so it kind of passes without getting noticed by some folk.

Given this isn’t a holiday in Quebec, it means usually a lot of folk from Ottawa go to Gatineau to do things.

The Unknown Holiday

Enjoy your “holiday” Ontarians (and others across Canada who give the holiday a name), but maybe we need to give this holiday a name? Here are some that I propose::

  • COVID, Is It Over (Day)? Again, we seem to be going in the right direction, but we have thought that before.
  • Ontario The Good Day, it reflects the rest of Canada’s opinion of us.
  • Rene Levesque Day, he did more for the Toronto economy than any one man ever.
  • OHIP Day, no program is more important, coveted or talked about, so let’s have a day for it.
  • Coffee Day , it gives the holiday a multi-cultural feel to it, and is there any one drink that deserves a holiday named after it? It’s also on a Monday!
  • Emancipation Day seems like a good name too?
Coat of Arms of Ontario
Ontario’s Coat of Arms, Cool eh?

Past Writings

Been a quiet writing time for me. Might write some more, we shall see.

Random Thoughts from the Past


8 Holiday Ideas to Save Money

Given the Holiday spending season is upon us, I thought I’d help out with some great Holiday Ideas to make sure that you save money, so the Grinch isn’t waiting for you in January to foreclose on Whoville.

Save Money
The Spirits of Xmas: Santa 75% off with a Monkey in a Palm Tree
  1. Convert to Judaism, a sudden religious change will throw off your family and save you from Christmas, however, you will still be on the hook for Chanukah so keep that one in mind (8 Crazy nights of Chanukah).
  2. Regift, regift, regift, the importance of this at holiday time cannot be underestimated. Other folks have worked hard to thoughtfully buy you something, so you should repay their thoughtfulness by giving that thoughtful gift to someone else (and saving money).
  3. Declare bankruptcy now, and beat the January rush. No one will expect you to buy them a gift if you are bankrupt (and you might make out like a bandit with gifts of cash), whether you actually declare bankruptcy is up to you (you could save money by simply stating you did it).
  4. Abide by the Christmas Rules , if someone asks you what you are buying them for the Holidays, answer with, “That puts you on the naughty list” and then don’t give them a gift. The rules of the holiday are clear about who does and does not get gifts, and it helps save money.
  5. Honest Mistake Option, on Christmas morning when everyone is handing around the gifts and such, and they turn to you and say, “Where are the gifts that you are giving”, put on your best act and say, “I FORGOT! OH MY GOD, I am SO SORRY!”. It is easier to beg forgiveness (as always).
  6. Play Christmas Chicken, don’t buy gifts for people you don’t think you will see over the holidays, and if you do see them, carry an emergency gift card from a gas station that you can give them (beef jerky, a gift card, or maybe a window scraper).
  7. Christmas Roulette, claim that you took all over your Christmas money, went to Vegas, and gambled it all on the Roulette Wheel (if you want you can say you put it on Black and it came up Green), and thus you have no money left for the holidays. Be very effusive about the things you would have bought folks had you won.
  8. The Reason for the Season, stop worrying about the gifts that you are buying folks, and just do something nice for them that they need done (that they maybe can’t do themselves)? The idea of Christmas is not to bankrupt yourself and drive yourself crazy trying to find the last GI-Joe (with Kung Fu grip) (or that Hatchimal thing), I know I go to Church. You know what says “I love you” the most? You saying, “I love you!”, surprisingly.

Don’t I sound Grinchy? Send me a lump of coal by Paypal if you wish.


Happy Victoria Day

The long weekend in Canada that symbolizes the start of the summer! Enjoy your holiday Canada, and while you have the time off, here are a few of my favourite money posts to read while sitting on the dock at the cottage or on the deck in your back yard.

Canadian Flag
Happy Victoria Day

Fun Reads for the Long Weekend:

  • Most banks are closed today, but you do realize that you can get Free Banking, correct? Not just from PC Financial and Tangerine.
  • While you sit drinking a cold beer you might reflect on your bucket list, remember I have already written about the Financial Anti-Bucket List .
  • You mind might even wander about thinking a tattoo might spruce up your looks (not), so what does a Reputable Tattoo Parlor look like ?
  • What could possibly be dumber than Snake Mittens ? You might be surprised.
  • If you’d like some sage advice, here is the Best Financial Advice I ever Received.

Remember back to work tomorrow, and don’t drive distracted, or while impaired.


Happy Thanksgiving

Another year to look back on and to be thankful for all the wonderful things in our lives. Canadians complain a lot about many things (even umpiring in baseball games), but the countless blessings, good things, and such that we have far outweigh any negativity in our lives. Be thankful today, enjoy your family, friends and loved ones, and realize just how lucky we are as Canadians.

Turkey Bacon
Happy Thanksgiving

Table of contents


Canada Day Celebrate This Nation

Canada Day is here!

Canadian Flag
Happy Canada Day

In Canada we enjoy many things, and here for your enjoyment is my ode to Personal Finance in Canada:

C  is for the Cash, which of course is King
A  is Accounts which you should have opened (TFSA, RRSP, RESP, RDSP, etc.,)
N  is nervous which you should not be if you have a solid financial plan
A  is for Accountant like Blunt Bean Counter, which you should consult if things get complicated
D  is for Debt, the scourge of us all
A  is for Assets, the one thing we should all be accumulating (useful assets that is)

For your enjoyment, William Shatner sings Oh Canada (another former Montrealer):


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