What are serial refinancers ? These are folks who keep consolidating their debt with consolidation loans, but never deal with the core issue of why they can’t stop getting farther into debt. Much like serial… Read More »Serial Refinancers
My wife found a great article about RDSPs, What happens to our sons and daughters with disabilities when we die from Planned Lifetime Advocacy Network. The title is quite literally what most parents of kids with disabilities wake up worrying about at 2 AM (or at least the ones I have spoken to). It points out that the RDSP program has only a 29% participation rate (for folks who have DTCs), which is depressing. What is the cause of this? Maybe it is hard to set up, or maybe folks aren’t aware of it? I asked my Member or Parliament that question, haven’t heard anything back.
Easter is here, and for most of us it is a time of reflection and then a feast. If you are not so inclined remember it can be a time of reflection and starting new things like:
Seeing which credit cards you don’t use, and then cancelling them. I don’t want to hear from anyone about how this hurts your credit score, that is nonsense. If it does, you have 1 less way to get further in debt, so it is a fair swap.
Look at your health situation, and then plan an exercise or diet regimen (that you can live with for the rest of your life) and implement it. You can plan your retirement all you want, but if you are dead before it happens, you have wasted your time.
An easy one is look at all the worrying you did in the past little while, did it change anything, aside from ruining a good night sleep? Maybe it is time to find a way to stop that? Talk to a professional if you really have problems in this area (I speak from experience).
Farewell Rusty, hope you hit them all over the Right Field Scoreboard at Parc Jarry
While my beloved Montreal Expos still are not on the field, I am starting to become a Blue Jays fan (don’t worry I will never be a Blue Team Hockey fan, my Montreal DNA will not allow it). Hope the games speed up a bit this year, I am tired of watching 4 hour games.
Didn’t write much this week. I have started a whole bunch of things, but nothing worth reading yet. I keep meaning to finish my writing, but life does get busy.
Micro Blogging on Finance
A heart wrenching story about what folks have to do day-to-day just to keep their kids safe.
While you ponder upcoming #elections and think about #taxes or #leadership, ponder this… https://t.co/qDhvEEQqiK … Callum's family is paying 7 different respite workers to help their son, he can't go to school because he isn't safe. This needs to change, NOW!
“As of December 31, 2016, approximately 29% of Canadians aged 0 to 49 who were eligible to claim the DTC had opened an RDSP.” – Those are folks that HAVE the DTC , WHY such a low usage? @ChandraNepean those numbers need to change – Banks don't care, why? https://t.co/it0nmTda7apic.twitter.com/raSGcecX4t
My wife and I thoroughly enjoyed LetterKenny Live, and as part of the show is stand-up from K. Trevor Wilson. Mr. Wilson’s comedy is very topical and he had financial advice for young folks that… Read More »More Financial Advice from a Comedian