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Canajun Finances Home » Since you didn’t get what you wanted at Christmas…

Since you didn’t get what you wanted at Christmas…

This seems to be the January battle cry (if not all year round) for retail stores. “Since you didn’t get what you wanted for Christmas, come here and squander more money, please,” or something. What if you didn’t get what you wanted for Christmas? What if you want peace on Earth or have your hip replacement surgery scheduled? Can Canadian Tire do something about that for me? I don’t think so, but who knows?

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Debt Reduction is like losing weight. You need to stop listening to your impulses and keep to the plan. Now, if you planned to go to the after-Christmas sales (like at the GAP) and spend the money you didn’t spend at Christmas, that is a valid (and a sound) plan. My kids got gift cards for Christmas and then proceeded to buy 2/3 more clothing than they could have before Christmas at the GAP (makes an older man proud to see his kids learning the value of being cheap).

Was your plan to spend a quiet January hidden in your nice warm bed, not worrying about bills, stick to that. If you don’t have a plan for January, feel free to borrow this one, “I plan not to buy any more crap that I don’t need” it’s a pretty good plan, which could be used for any month of the year.

If you continue to SPEND more than you MAKE, you can either get a job as a politician, or you can be sure you’ll never be able to retire or stop worrying about your debt. Keep that in mind when you think next, “I didn’t get that Deluxe Cheese Straightener I wanted for Christmas, and it’s on sale!”.

Christmas Wishes from the Past

I seem to do this a lot, so here are my Christmas wishes from years gone by:

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