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Holiday Cheer Volume 2: New Grads Read On

For my regular readers, I am so lazy and swamped over the holidays that I am taking some time off and putting up a “Best of” anthology until the New Year (January 4th, to be exact). Enjoy two Best of posts a day over the Holidays, and have yourself a Merry Christmas and Happy New Year. Enjoy this advice for the new grads article.

Today’s posts are an original post and then a response based on an odd comment that I got on Advice for New Graduates from University. Too often, kids want to live their parents’ lifestyles immediately, which is a BIG problem with their new lifestyles. Oh, and some excellent advice for all of us is thrown in as a special extra.

Advice for New Grads

Insight Magazine asked about advice for new grads on what they should be doing about their finances, and I shared some answers with the interviewer. Still, as usual, I am not sure I was very clear or eloquent, so now I will attempt to be more apparent to those who might read the upcoming article.

Click here for the complete Post.

Beware Lifestyle Creep

Lifestyle creep is what catches us all up. You don’t have to spend it just because you are a new grad and have more cash. Some are saddled with Student Debt, but others decide it is time to “live it up”? Not a desirable choice. Your Lifestyle should expand less than the Inflation Level at the time.

Click here for more about Lifestyle Creep.

That’s So Obvious

I got a comment last week in response to my New Grad’s Advice saying that my advice was ok but blatantly obvious. I agree that what I wrote was pretty much “common sense”; however, stating that any advice is evident is a naive view of the world…..

Click here for the Complete Post.

Always Buy the First Round

My wife told me about her weekend, and she mentioned what she thought was an innocuous story about buying a “round” of coffee for a group of parents and how she didn’t have to buy coffee for the rest of the weekend (everyone else kept buying “the round”). It reminded me of some of the best advice I ever received.

Click here for the complete Post.

All the Volumes

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