Farewell PC Financial, Summer Holidays, Bat Guano and #MoneyTalk

in Best of, Random Thoughts

It seems PC Financial as a bank is done, and CIBC will create Simplii its own brand name. You will no longer get PC Points for banking, except with your PC Mastercard. For me, it makes it easy to walk away from PC Banking, and move the rest of my secondary banking to Tangerine (for now). PC Banking gave me many PC Points and free banking, so I am sad to see the brand go over the banking horizon (like Canada Trust, Waterloo Trust and others). Farewell free PC Chocolate Chip cookies too .

PC Financial Farewell

Farewell PC FInancial

If you want to join Tangerine, use my code and I make some money too ( 47979477S1 )

I have taken the summer to spruce up a few things on the web site . Most of what I have done is not obvious, but here are a few highlights:

  • The site is now HTTPS based, which makes it a bit more secure, and if I ever start selling stuff and such, I am ready to go. If you link to me, or have bookmarks, you could update those just by adding the S to httpS 🔒.
  • The RSS feed is now back to https://www.canajunfinances.com/rss.
  • Updating many of my back catalog articles (which if you are on my social media feeds will see them). Still have about 2500 or so to rewrite (or remove), so this will be  a long-term project.
  • Looking at revamping the look of things, but I say that every year.

Politics in the states is now crossed the bat guano insane line. That is all. Mayhem is not  a ladder, no matter what Little Finger thinks.

Interesting thought for the week, NetFlix, while an industry leader, has over $15B in debt, is that good business or bad business? Only time will tell.

Recent Writings

I keep reading about the importance of building up your credit rating, so I figure I might get a rise out of some folk, but Credit Cards Help You Get a Mortgage caused nary a ripple in the internet. Still not sure if your credit card limits still count against your mortgage capabilities, but they should!

I did my 6 month rant about the TD Direct Investing RDSP issues, RDSP Deposit Obfuscations Continue , but I got an interesting comment that I will be pursuing with TD Direct Investing. Seems like my account may be badly configured, because at least 1 reader can make direct contributions to their RDSP account. I will keep you all posted on this.

Micro Blogging

I am experimenting with tweets and Facebook posts that are not full stories, this week a simple philosophical statement by me, that took a while to figure out.


Days Are Getting shorter ☀️

The summer continues on, but Labor Day is next weekend, which means the close of the summer of 2017


Asset Classes

Preet is back on-line with his latest Podcast Learn About Investing: Asset Classes, well worth watching, and learning.


What Am I Reading?

You should know better, I don’t read much, but I do listen to lots of Audiobooks (mostly driving to work, but sometimes driving long distances). The last book I finished, was Shattered: Inside Hillary Clinton’s Doomed Campaign (link to audiobook on Amazon here is the link on Audible).

The book is interesting to me, but I enjoy political analysis. It takes advantage of hindsight to point out the key moments in the election. It does give insights into parts of the election many folks might not have noticed. That was one of the reasons I read the book, to maybe gain more insights about what really happened, but it still didn’t lift the veil of What The F**k Happened? The audio adaptation was OK.


This Quarter Random Thoughts

2nd Quarter Random Thoughts

1st Quarter 2017 Random Thoughts

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Questrade Democratic Pricing - 1 cent per share, $4.95 min / $9.95 max

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  • Francine Lauzon August 19, 2017, 7:35 AM

    Is anyone looking at the EQ bank as a possible alternative ?

    Reply

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