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Canajun Finances Home » Go Away 2016, Deep Thoughts, End of Year and #MoneyTalk

Go Away 2016, Deep Thoughts, End of Year and #MoneyTalk

2016 has been a real pain in the arse, especially in terms of news and music. It is safe to say that most people are looking forward to seeing the back of it. However, I have a thought-provoking question for you. Do you think the famous individuals who passed away in 2016 anticipated what 2017 has in store and decided to leave early? This is a deep thought from BCM for 2016, and I firmly believe that this year cannot end soon enough.

Have you done any of the things you should be doing for the end of year?

  • Top up your Charitable donations ? Those are counted on the calendar year, you have today to try to get it done (or go to Church on Sunday and they might count it as this year too).
  • TFSA juggling, if you were planning on taking money out of your TFSA, you should have done it by now, that way you can easily have the deposit space for next year, and you can start paying it back.
  • It is never too early to put money into your RRSP (if you have room, and don’t have a lot of debts).
  • Make sure you have paid all of your bills for 2016 as well (quarterly CRA, property tax, etc.,).
  • Evidently January 2nd is known as Divorce Day, so maybe you should start that early ?

You could always create a financial plan for 2016 as well (never a bad idea either).

My Writings for Week Ending December 30th

I did manage to get a thematic post out this week, discussing the important celebration of Festivus, with Festivus Financial Airing of Grievances, and I have a lot to complain about this year, that is for sure! Next the feats of strength, get ready to rumble, baby!

My Best of 2016

Here are my 5 favorite and top posts of this year 2016:

  • Debt is a Four Letter Word, came about after I saw an excellent presentation by Preet B. at the CPFC16, which was a fun time for me. Debt is a tool really, but this complete obsession with good debt is just plain wrong.
  • My biggest class of articles that folks keep coming back and reading are my reviews of Quicken year over year, and this year is no exception with Quicken 2016 Canadian Edition Review, which can be summed up with, give it a pass. Quicken seems to be dying as a product.
  • At times I forget that a lot of my readers are new to the game, and I should write more How To articles, and that is what What is Couch Potato Investing? to life. It is not that deep a concept, but it is a good introduction.
  • The last two favourites of mine have to do with University Costs (yes that is still a big thing for me these days),  Textbooks are too Expensive, is a question about how information can still be so darn expensive in post-secondary education? The Business of University Fees outlines just how many extra charges each University adds onto a tuition bill. The amount these schools charge is at times perverse.

Your Favourite Reads

Most Fridays I post many different stories by different folks, and here are some top ones from them:

My Favourite Youtube Channel

Preet B.’s Money School Channel has grown by leaps and bounds, and may soon end up being a Netflix show (seems the next logical step), here is the Personal Finance playlist to watch and enjoy:

2016 Random Thoughts the Whole Year

My Twitter feed is where I re-tweet many great articles by some of my featured writers (and make the occasional odd or off-color commentary on life (in 140 characters or less)). I am also on reddit, Tumblr, Pinterest , Flipboard, Instagram and other Social Media sites (look for the BigCajunMan userid) as well. If you have social media accounts, don’t forget to vote for my posts (see the nifty dashboard on the bottom of each article, where you can cast your votes).As they say in Quebec, vote early and vote often!

Feel Free to Comment

  1. Thanks for the kind words about my post about making the final leap to just indexing. It sure makes it simpler to run a portfolio entirely from a spreadsheet. All the best for 2017!

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