Monday is Thanksgiving here in Canada, and many of us will be visiting family and giving thanks for all of the beautiful things in our lives. Turkeys will not be so thankful as this begins the most lethal quarter for our avian friends culminating with the fabulous Christmas Turkey Massacre. Please keep our plump, juicy, tasty friends in mind this holiday season.
Speaking of fat and juicy, the election campaign continues to be neither of those words. Mr. Harper is keeping all of his candidates under strict lock and key so there is no danger of “confusing the message” or, worse still, voicing their own opinions. I have noticed that all of the television advertising I have seen for the election is about the Party Leaders, and I am reasonably confident I would not know my local candidates unless they ran me over in the parking lot (pretty sure that would make Mr. Harper upset too). Have you decided which candidate in your local riding you will be voting for? Are you registered to vote? Are you sure? This is your one chance to have a say in the running of your country, and my opinion is that if you don’t vote, you don’t get to complain.
It is interesting that as a Civil Servant my union has barraged my home phone with more messages about who I should be voting for and such, and it is an odd situation if I think about it. Obviously, the PSAC folks seem to have quite the “hate on” for Mr. Harper, but the sense I get is that they think the Liberals would be better for the Civil Service. I guess folks don’t remember Paul Martin and Jean Chretien’s great massacres of the Civil Service in the 90s? As for the NDP, Mr. Mulcair sometimes sounds as conservative as Mr. Harper, all very confusing to a simple soul such as myself. Sounds like we might even have a 3-way tie? Guess we might be voting again soon?
My Writings for Week Ending October 9th
As Thanksgiving approaches I continue to be lazy and not put out a very regular schedule of posts, and my apologies to my regular readers, but sometimes life does interfere with my writing.
- As usual the week started with my regular best of Twitter statement with Greed and Tweets for the Week, this time I tried to follow a thematic premise in the tweets, not sure I succeeded.
- The one new post of the week was me finishing one of the 200 stories in my “not quite finished bin” My Biggest Purchase Was Not A House, again, a bit of luck and I think I made the right decision there.
- On my Twitter feed, I tried to stick with the pension as a thematic premise so I did include an old chestnut, Advice to the Love Lorn (Pension Potential), is your date pension worthy?
- I never really got too many answers on this oldie, Is Debt a Moral Issue ? Have a read and chime in if you think I am full of hot lead (a variant on hot air, but since I am publishing, lead for typesetting, yes, quips you have to explain really aren’t that clever are they?).
- Are you interested in Security and Technology, check out my tech site’s article Security and Other Technology Twitters for the Week
Facebook Fun of the Week
The last few elections have shown that polling sometimes can be completely out of whack, but this poll seems to suggest, you should make sure you vote this election (you see what I did there? I turned it around):
Money Stories and the Falling Leaves
I note that most parties are talking about student debt and the NDP is talking about zero interest loans, and/or a possibility of forgiving all those loans, is that a good thing? The Zero Interest I like, but if you suddenly forgave the debts is that the right thing? I feel like I could write something about that, but maybe not. What would the CRA think about it? Speaking of the CRA the Blunt Bean Counter brings us an informative piece on the GST/HST – Know the Top Audit Issues Before the CRA Visits , always good to know what the CRA might be looking for, before they look for it.
Next weekend I will be at CPFC15 in Toronto, meeting and chatting with other Finance Aficionados and the like. Hopefully it will reinvigorate me and get me to write a little more often? We shall see, most folks are fun to chat with (although I am not sure they say the same of me). I am thinking Mr. Money We Have will be there as well, and he wrote this week about Introducing the Tangerine Credit Card, which may be the final thing that makes me walk away from TD and go with Tangerine banking. When you were young, did you think about money much? LSM Insurance gives us Why More Millenials Should Start Managing Their Finances, some sound advice there. Marie from Boomer and Echo tackles some similar points in Financial Management By The Decade: Teen Years . Is it only the young that should learn about money? Jim Yih speaks of the Benefits of Financial Education at work, if your employer offers it, you should take advantage of it.
Our friend Mark over at My Own Advisor is an unapologetic Dividend Investor, and this week he gives us Dividend Growth Investor – why I’m living off dividends and distributions , where he explains and defends his positions on the topic. I think there are merits there, but I don’t think I am going to have enough of a nest egg to do it. If you invest in single companies, do you ever wonder What is a Shareholder Annual Meeting Like? Marie from Sustainable Personal Finance tells us.
Do you like free stuff? I know I do, and when it is a good financial book it is even better, and Michael James is running a giveaway, Giveaway – Let’s Get Blunt about Your Financial Affairs, which is a book written by none other than our friend the Blunt Bean Counter. I will be running a similar giveaway in the near future as well.
Preet Talks About Credit Card Rewards
Are you getting all the rewards you should from your Credit Cards? Preet makes some excellent points in another one of his interesting “White Board Chats”
This documentary from TVO (do you support them? you should) pretends to answer the hard question Why Don’t Young Folks Vote? I hope they do this time. It is important
2015 Random Thoughts
- January 2nd Random Thoughts on 2014, Welcome to MMXV and #BestOf
- January 9th Frigid Temps, Plunging Oil, Paris and #BestThisWeek
- January 16th Canadian Economy on the Edge, Frigid Temps and #BestThisWeek
- January 23rd Looser Money, Plummeting Loons and #BestThisWeek
- January 30th CLBs, Weak Loons, Tax Time, Superb Owls and #BestThisWeek
- February 6th Superb Decisions, Gas Going Up, Rugby and #BestThisWeek
- February 13th RRSPs, Valentines, 50 Shades of Debt and #BestOfThisWeek
- February 20th Lent Begins, Freezing Temps, Apples and RRSP and #BestOfThisWeek
- February 27th RRSPs, Saint David, Right Arm and #BestOfThisWeek
- March 6th Illness, K-Cups, Interest Rates and #BestOfThisWeek
- March 13th March Madness, Taxes, Friday the 13th and #BestOfThisWeek
- March 20th Spring has Sprung, Ten Years, The Madness and #BestOfThisWeek
- March 27th Death of EPost, More Madness, and #BestMoneyStories
- April 10th Senators, Retiring Rich and #BestMoneyStories
- April 17th Playoffs, Tax Time, Beer tax and #BestMoneyStories
- April 24th RRIF Allowances, Bursary Changes, Budgets and #BestMoneyStories
- May 1st Tax Extensions, Golf Season, Bank Fees, May Day and #BestMoneyStories
- May 8th Alberta Valium, Mother’s Day, Che Guevara, Pay Day Loans and #BestMoneyStories
- May 15th Starbucks, Monty Burns and #BestMoneyStories
- May 22nd Coach Money, CPP Up 18 pct, Losing $15B and #BestMoneyStories
- May 29th Easy Money, Better Cell Deals, Dirty Football and #BestMoneyStories
- June 5th Starbucks, Hacked Government Folk and #BestMoneyStories
- June 12th Voldemort for PM, HSBC Cuts 50K, Hockey Talk and #BestMoneyStories
- June 19th Aeroplan Student Loans, Dad’s Day, Kill CSBs and #BestMoneyStories
- June 26th Summer is Here, Canada Day, Christmas and #BestMoneyStories
- July 3rd 2 Day Work Weeks, 4th of July, Greece, and #BestMoneyStories
- July 10th Glitches, Greece, Recessions and #BestMoneyStories
- July 17th Loosest Money, Weddings, Greece and #BestMoneyStories
- July 24th, Family Allowance, Diving Dollar, Access Sharing and #BestMoneyStories
- July 31st, Elections, Heat, Cheap Oil, and #BestMoneyStories
- August 7th, Cheap Gold, Cheap Oil, Weak Dollar, Election Week 1 and #BestMoneyStories
- August 14th, RDSPs, Thrifty NFLers , Election Ho Hum and #BestMoneyStories
- August 21st, Rhinos Return, No Good Debt, Election Banter and #BestMoneyStories
- August 28th, Boom Goes the Markets, Market Cheese, and #BestMoneyStories
- September 4th, Back to School, RESPs, Banks Behaving Badly and #MoneyStories
- September 11th, That Day, I Miss Jack, Easy Money and #MoneyStories
- September 18th, Surplus, What Surplus, NBA Frugality, National Debt and #MoneyStories
- September 25th, The Pope, Autumn, Elections, Volkswagen and #MoneyStories
- October 2nd, An Older Canada, Farewell Max, and #MoneyStories
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I hope all these giveaways don’t cut too deeply into Mark’s book sales. Thanks for the mention.
I don’t think he is worried about retiring on the proceeds of the sales 🙂