Black Friday is here with alleged savings as far as you can see, even in Canada? The claim is that even in Canada there will be amazing Black Friday sales? What happens if you don’t really want to buy anything? The entire Black Friday thing is getting out of control, and seems to be an excuse to entice folks to spend more darn money, whether they need to, or not! Just how many deluxe, left-handed, artisan cheese straighteners do you need?
Don’t spend all your hard-earned cash on Friday either, because there are the Cyber Monday sales that will be astounding and eye-popping? Again, if you really have no reason to buy anything, or don’t need anything, why would you care?
I would like to propose a new day after American Thanksgiving and we should call it Regretful Tuesday, where folks look back on the orgy of spending and eating they have done, and they suddenly get a bad case of guilt? My guess is that is precisely what does happen.
For those watching the Ontario Legislature, Rowan’s Law has been introduced and should be passed soon. There is a petition for this law, it should be interesting to see how this changes children’s competitive sports and coaching.
Ottawa’s football team is in the Grey Cup for the first time since before I moved here. It truly will be a RedBlackGrey Cup. Go RedBlackRenegadeRoughRiders!
My Writings for Week Ending November 27th
It was a buys week, as I got out 3 posts this week. It is not quite like my prodigious hay days when I used to pump out 5 posts a week, but better than usual:
- Canadians Paid Even More For Food in October (4.1%) and things are not looking like they are getting any better in terms of Canadians trying to keep their families fed. Thanks to cheap gas (which we can’t drink) we continue to have a skewed view of inflation.
- We were very happy to get the Notice of Determination on Disability Tax Credit letter in the mail, as it was in our favor in terms of tax considerations for my son’s disability. Mrs. C8j did a great job, so we can continue saving for my son’s future.
- What the Hustler Taught Me About Banking is another one of my ideas that has been percolating for a while, in my archives of unfinished work. Given the reaction in terms of comments, other folks liked the idea too.
Facebook Post of the Week
What is the difference between a concussion and a simple bump on the head? The National Post takes a run at that question
Is it Cyber Monday or Khyber Monday?
Our favorite festive Accountant Mark from the Blunt Bean Counter asks an interesting question Can You Deduct Your Own Labour and is Your RRSP Creditor Proofed? The answer (of course) is not what you think, and in the case of your RRSP you might want to find other places to hide your money if you plan on declaring bankruptcy too (spoiler alert). With that idea in mind Barry from Money We Have wants to know What do You Really Know About Money? Again, you might surprise yourself in how much you may not know. I know far less than many of my peers have forgotten about money and investing.
The Frugal Trader is also having a giveaway and has reviewed a book that is quite popular these days, Let’s Get Blunt About Your Financial Affairs – Book Review and Giveaway, and one day I will write a review myself, but then again, I’d have to review the 8 books before it I was supposed to review. TechCrunch (which I usually read for technical computer articles) had a very interesting commentary with The Disruption of Millennial Investing, however, they seem to forget that many millennial don’t believe that interest rates can ever go up, either.
Speaking of Bill Lee (the former Expos pitcher), one of my favorite quotes from him was, “Nobody is as good as Steve Rogers thinks he is…”, and with that in mind Michael James does a few of his own baseball analogies in his post The Overconfidence Gap, it is important to believe in yourself, but every man (and woman) needs to know their limits as well (hence why I don’t run marathons, or even run for the bus any more).
See a Penny Pick it Up?
John Oliver’s HBO show tackled the issue of the U.S. Penny in his final show of the season. Quite hilarious as usual, too bad there won’t be any new shows until February.
Preet comments on disruption in investing ideas, but is it really disruptive?
— Preet Banerjee (@preetbanerjee) November 21, 2015
2015 Random Thoughts
- January 2nd Random Thoughts on 2014, Welcome to MMXV and #BestOf
- January 9th Frigid Temps, Plunging Oil, Paris and #BestThisWeek
- January 16th Canadian Economy on the Edge, Frigid Temps and #BestThisWeek
- January 23rd Looser Money, Plummeting Loons and #BestThisWeek
- January 30th CLBs, Weak Loons, Tax Time, Superb Owls and #BestThisWeek
- February 6th Superb Decisions, Gas Going Up, Rugby and #BestThisWeek
- February 13th RRSPs, Valentines, 50 Shades of Debt and #BestOfThisWeek
- February 20th Lent Begins, Freezing Temps, Apples and RRSP and #BestOfThisWeek
- February 27th RRSPs, Saint David, Right Arm and #BestOfThisWeek
- March 6th Illness, K-Cups, Interest Rates and #BestOfThisWeek
- March 13th March Madness, Taxes, Friday the 13th and #BestOfThisWeek
- March 20th Spring has Sprung, Ten Years, The Madness and #BestOfThisWeek
- March 27th Death of EPost, More Madness, and #BestMoneyStories
- April 10th Senators, Retiring Rich and #BestMoneyStories
- April 17th Playoffs, Tax Time, Beer tax and #BestMoneyStories
- April 24th RRIF Allowances, Bursary Changes, Budgets and #BestMoneyStories
- May 1st Tax Extensions, Golf Season, Bank Fees, May Day and #BestMoneyStories
- May 8th Alberta Valium, Mother’s Day, Che Guevara, Pay Day Loans and #BestMoneyStories
- May 15th Starbucks, Monty Burns and #BestMoneyStories
- May 22nd Coach Money, CPP Up 18 pct, Losing $15B and #BestMoneyStories
- May 29th Easy Money, Better Cell Deals, Dirty Football and #BestMoneyStories
- June 5th Starbucks, Hacked Government Folk and #BestMoneyStories
- June 12th Voldemort for PM, HSBC Cuts 50K, Hockey Talk and #BestMoneyStories
- June 19th Aeroplan Student Loans, Dad’s Day, Kill CSBs and #BestMoneyStories
- June 26th Summer is Here, Canada Day, Christmas and #BestMoneyStories
- July 3rd 2 Day Work Weeks, 4th of July, Greece, and #BestMoneyStories
- July 10th Glitches, Greece, Recessions and #BestMoneyStories
- July 17th Loosest Money, Weddings, Greece and #BestMoneyStories
- July 24th, Family Allowance, Diving Dollar, Access Sharing and #BestMoneyStories
- July 31st, Elections, Heat, Cheap Oil, and #BestMoneyStories
- August 7th, Cheap Gold, Cheap Oil, Weak Dollar, Election Week 1 and #BestMoneyStories
- August 14th, RDSPs, Thrifty NFLers , Election Ho Hum and #BestMoneyStories
- August 21st, Rhinos Return, No Good Debt, Election Banter and #BestMoneyStories
- August 28th, Boom Goes the Markets, Market Cheese, and #BestMoneyStories
- September 4th, Back to School, RESPs, Banks Behaving Badly and #MoneyStories
- September 11th, That Day, I Miss Jack, Easy Money and #MoneyStories
- September 18th, Surplus, What Surplus, NBA Frugality, National Debt and #MoneyStories
- September 25th, The Pope, Autumn, Elections, Volkswagen and #MoneyStories
- October 2nd, An Older Canada, Farewell Max, and #MoneyStories
- October 9th, Turkey Day, Elections and #MoneyStories
- October 16th, CPFC15, Election Day, Jays and #MoneyStories
- October 23rd, Election Reflections, Loose Money and #MoneyStories
- October 30th, Spooky Prices, Falling Back, and #MoneyStories
- November 6th,Financial Literacy, New Cabinet, Hydro One and #MoneyStories
- November 13th,Remembrance, Friday the 13th, Financial Literacy and #MoneyStories
- November 20th, Paris, Black Friday, Financial Literacy and #MoneyStories
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