Paris, Black Friday, Financial Literacy and #MoneyStories

The world is again left scratching its head and asking, “Why?”, after ISIS attacked Paris. Honestly I have no idea of why this would be done, but as a wise man has pointed out, follow the money, and you will see the reason why.

Eiffel Tower

The Eiffel Tower
Image courtesy of Simon Howden /

One of my most fond memories of ‪#‎Paris‬ is running around the Musée du Louvre snapping photos with a friend (in front of all the famous paintings and exhibits) and then wandering into a lovely restaurant with a McDonald’s shake in my hand (all to drive our boss nuts, who was complaining about how tourists in Paris only went to the Louvre and ate at McDonald’s). Again, all I can ask is Why?

Black Friday began at the start of November, but for those purists out there the actual Black Friday is next Friday (the 27th of November). Traditionally that was the day that pushed stores “to the black” (or into a profitable stance), however it is now yet another excuse to entice folks to spend money.

Financial Literacy month continues as well, have you learned something new about your finances today?

My Writings for Week Ending November 20th

It is truly the dark days of November here in Ottawa, but there were two new posts this week:

  • Cheques, Cameras and Banking Apps I rehashed some of my security concerns with Wi Fi in general and banking applications in specific on your smart phones or tablets, however, if you try to be secure these apps will mean less visits to your brick and mortar banks, but be careful with post-dated cheques.
  • If you are a customer of Rogers, do you realize Your Rogers VIP Points will be Worthless Soon ? Not that they were that great a thing in the first place, but you had better use them quickly, as they soon will be worthless.
  • From the archives remember that in Banking Everything is Negotiable, however, that does not guarantee you are going to get a better deal, just that you can always ask for one and see what happens (remember the answer is always NO unless you ask).

Facebook Post of the Week

Do you remember Y2K and all the craze about how the world was going to come to an end? Here are a bunch of other interesting computer bugs that you might not have known about.

Black Friday Preparations Continue

I am pretty sure that accountants and estate planners really need Marriage counselling courses as Mark from Blunt Bean Counter continues his “family estate planning” series Blended Families are Twice the Estate Planning Fun…What, No Marriage Contract? Marriage Contracts are always a flash point for folks planning weddings.

Barry from Money we have asks an important asks are there Reasons to Use Your Emergency Fund ? There must be, or we would all have them. You might make a mistake figuring out whether you should use your Emergency Fund, however, Mark from My Own Advisor didn’t list that in his soul-searching article, Major Money Mistakes, where he outlines his money blunders. If you look in the comments you will see mine as well, but you can also read about them in my Major Investing Mistakes article too. If you want to minimize your mistakes, follow Robb from Boomer and Echo’s advice with Get A Handle On Your Expenses: Simplify And Save.  If you really want to stop the blunders or recover from them, and Million Dollar Journey wants to help with How to Save More Money with Less Effort, and you should cut the fat, from the fattiest part of your spending (read it and you’ll get it).

Friend of this site Kerry from Squawkfox uses her foray into gourmet olives to motivate us to track our spending. I am not a big fan of Olives (the texture is just not to my liking), but you would be surprised how Kerry turns this to an important financial discussion. Speaking of Financial Advice, Preet has started a five-part set of articles in Moneysense starting with Measuring the value of financial advice

Michael James questions one of the basic tenets of investing (even espoused by the Wizard of Omaha himself) with Choosing Investments You Understand, do you really understand it? I understood Nortel, still lost money though. If you think you understand dividends, Larry Swedroe begs to differs in Dividends An Illogical Preference, where he states, “Despite all the hype around dividends, they’re more a distraction than an investment approach.”

Black Friday Credit Rewards?

Are you planning on using a Credit Card for your Black Friday purchases, and are hoping to rake in some great rewards? Check out Preet’s white board session about whether you are really being rewarded or not

2015 Random Thoughts

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{ 4 comments… add one }
  • My Own Advisor November 20, 2015, 10:52 PM

    Ugh, the blue screen of death. Happened to my work laptop over the last year. Never a good sign.

    Thanks for the mention and enjoy the weekend!

    Goooooooo RRRRRRRRRRedBlacks!

    • bigcajunman November 21, 2015, 7:02 AM

      The Blue Screen of Death was precursed by the enjoyable

      Segmentation Violation
      (Core Dumped)

  • Michael James November 20, 2015, 9:43 AM

    You need to warn people before showing the blue screen of death — so many bad memories. Thanks for the mention.

    • bigcajunman November 20, 2015, 10:21 AM

      It still happens, although I am not sure what the Windows 10 version looks like, but I have seen at ATM with a Windows XP BSOD… very scary.


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