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Canajun Finances Home » Disk Crashes, Daffodils, Password Trappers and Friday #ShoutOuts

Disk Crashes, Daffodils, Password Trappers and Friday #ShoutOuts

High Tech always proves that it is much like Mother Nature in that you should never ignore it or take it for granted because things can change very quickly at the most inopportune times. Remember to keep your operating systems and user data separate from each other and back up things that are very important, like Financial Records and Family Photos. Remember to find someone you trust to service your computers as well.

All Good Gardens Need a Rain Barrel
All Good Gardens Need a Rain Barrel

The daffodils are starting to bloom in Ottawa, and the tulips are starting to poke their way out of the ground too. Spring is great for watching things grow and such, but if you have allergies, it can be hell as well.

Here in Ottawa a thousand students may be sent home for 20 days by the local school board because their immunization records are not current. I think immunization is important, and in the school board’s defense there have been warning e-mails sent telling the parents that their kids would be suspended, so another example of parents acting up? I can’t help but think this is an outcropping of the odd belief that Immunization causes Autism and other interesting “Internet Ideas” out there.

Ever wonder how Joe Fresh and other clothing companies have such cheap clothing? Ask the 170 people killed in the factory collapse in Bangladesh this week, Joe Fresh was a customer of that “factory” (according to the CBC).  Lower prices, but at what cost?

How do you keep your passwords safe? Watch the video at the end of this post to see a hint about how not to do it.

My Weekly Recap

Spring is coming slowly but surely and that must mean the return of children from University and such:

My Writings for Week Ending April 26th

The Week, The System… Died  (paraphrasing Don McLean)

Reprise: He Has Lunch Out so I can Too!

Using your money as a weapon in a relationship is never a very good thing.

Inflation Back to 1.0% for March in Canada

Even with Gas prices bopping up and down like a Punk doing the Pogo, evidently other prices are moderating.

Best of: Always Have a Target

Looks like the pictures have gone walk about for this post, but you still get the gist of what I am saying.

Systems and Failures

If all you get from this site is examples of how not to do things, I am doing my job. Make sure you have backups and restores that work.

I took a day off? Wow.


Tax day comes soon in Canada, are you ready? I have already spent my refund:

Top Stories of the Week of April 26th

“Taxation with representation ain’t so hot either.” ~Gerald Barzan

Confessions of a Tax Accountant -2013- Week 4

An accountant that doesn’t listen to his own advice? Didn’t think that was allowed, but the BBC proves even he can trip over his own feet (financially speaking).

Is Your $$ Going Where You Want?

Gail Vaz-Oxlade asks a tough question that a lot of folks don’t like the answer to, it’s important to figure this hard question out.

Left Blank on Purpose 🙂

People Respond to Incentives

Michael James points out that different things, motivate different folks in different ways (although his system doesn’t really seem that much like incentives).

Top 10 excuses for not filing your 2012 taxes yet

Mark at My Own Advisor does an excellent imitation of me with this fun view of the best reasons why you haven’t done your taxes.

 How A Millionaire Sold Fake Bomb Detectors To Governments All Over The World

I love reading that James Randi is still hard at work debunking “magical” devices like this, thanks Popular Science!

How to Setup and Pay Bills Online from a PC Financial No Fee Chequing Account

Frequent commenter Bet Crooks gives us a step by step on paying bills on line using PC Financial.

RBC and BMO Offer Cheaper Business Banking Options

Small businesses don’t get a lot of breaks on banking so it is nice that the CC found two cheaper options from RBC and BMO.

WebPiggy took my $100 and won’t give it back

Ellen Roseman points out the issues that can arise with the on line group coupon world. Might want to read this if you think this is a Eutopian World.

What It Costs Canadians to Comply with Their Personal Income Taxes

Evelyn Jacks talks about a Fraser Institute study on who is using Tax professionals now compared to almost 30 years ago, interesting read.

When You Can Ignore Tracking Error

The Canadian Couch Potato tutors us on when you don’t have to worry as much about your index fund’s tracking errors.

 Personal finance for students so you can buy more beer (Podcast)

Preet brings us a new Podcast with one of the authors of More Money for Beer and Textbooks, a book mentioned many times here.

Tech Advice From a Daytime Talk Show Host

Yes, it’s not usual for me to have a video from daytime TV. However, Ellen does really hit the nail on the head for this supposedly real product:

Best of 2013

Some of the best of posts from 2013

Feel Free to Comment

  1. I think there is only one thing worse than building a new computer system and trying to remember all the passwords that you need to log into your websites and social media sites. That would be someone getting access to all your passwords to those websites and media sites!

    Funny that I was thinking that because of my poor memory, I need to write stuff down, and was thinking a notebook would be ideal. Now I can buy one for $10 bucks!!! SWEET!!!!!

  2. Thanks for the video link to Ellen. I’ve ordered a set of those Minders for my whole family for Christmas! Wow, a tax refund and all my holiday shopping done, talk about a great week!

    And on a much more serious note, many thanks again for the link.

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